Frequently Asked Questions

Who can become members ?
Any organisation within the insurance arena may potentially become either an Active or Passive user upon requesting registration. This registration process includes a process which verifies the credentials of potential Members through the use of a recognised industry accreditation organisation.

What access to the system will I get ?
To obtain full access to the system (ie with the ability to initiate transactions) "Active" users need to sign a participation agreement for the organisation to be set up within UniRisX. For limited access, Passive Users will need to accept the on-line membership agreement following successful registration. Access and use of the Exchange requires the all users read and accept the Terms and Conditions of Access and Use contained in the Membership Agreement.

What is the definition of Active and Passive Users ?
"Active User" means a Member (eg an Insurer or Broker) who is authorised to initiate contracts on the Exchange and have entered into a Participation Agreement with UniRisX. "Passive Users" are Members (e.g. an agent or cover holder ) who are authorised under the terms of the Membership Agreement to use the Service but only for the purposes of exchanging information with the Active User, taking instructions acting on behalf of, or trading with the Active User. For more details please review the Terms and Conditions of Access and Use contained in the Membership Agreement.

What is the cost ?
Only Active users need to pay to use the service, either via a flat fee, or on a per transaction basis. Please use the Contact Us page if you wish to discuss the most appropriate option for your needs. Passive users have access to the system for free.

What equipment do I need to access the Exchange ?
Only access to an Internet connected browser is required. The system is best viewed on IE 5.5 Service Pack 2 or higher.

What type of Risk can be transacted?
As the templates, proposal forms and all documentation is fully customisable, any type of risk can be accommodated.

Is UniRisX an insurance product ?
No - UniRisX and information on the Site is provided solely to enable Members to exchange information between other Members for the purposes of online-trading and distribution of (re) insurance covers . It does not constitute a recommendation to trade or otherwise by UniRisX. UniRisX is not selling or offering for sale any Products nor is it acting as agent of any person selling or offering for sale any Products.

Is UniRisX an insurance company ?
No - UniRisX is an e-business solutions provider and is therefore totally neutral within the insurance industry. The platform is based on best of breed technology in conjunction with the Business and IT skills of the UniRisX team.

How secure is UniRisX ?
Very - Access to the system is only provided by valid Userid's and passwords. The site is secured via high-security firewalls and encryption technology to only allow access to authorised users. Within the system, your data is secured to ensure that only people that you authorise are able to access it.

How do I register ?
Please use the contact us page and request further information. One of our team will then be in touch.